TERMS OF SERVICE

Effective Date: January 01, 2026
Last Updated: January 01, 2026

These Terms of Service (“Terms”) govern your access to and use of the website and services provided by The Oglesbee Group Ins Services, LLC (“Company,” “we,” “us,” or “our”). These Terms apply to users located within the United States.

By accessing or using our Website or services, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please

do not use our Website or services.

1. Business Identity

The Oglesbee Group Ins Services, LLC is a privately owned insurance services provider offering consultation and assistance related to insurance coverage options, policy comparisons, enrollment guidance, renewals, and related insurance services.

We are not affiliated with, endorsed by, or acting on behalf of any government agency.

2. Services Provided

We provide insurance consultation and related services, including assistance with reviewing insurance coverage options, policy comparisons, enrollment assistance, renewal guidance, and related insurance products.

All insurance products are subject to eligibility requirements, underwriting approval, and carrier guidelines. Coverage availability and pricing may vary depending on individual circumstances.

3. User Eligibility

You must be at least 18 years old to use this Website or request services. By using this Website, you confirm that you meet this requirement.

SMS / TEXT MESSAGE TERMS (A2P 10DLC COMPLIANT)

4.1 Program Description

If you opt in to receive SMS communications from The Oglesbee Group Ins Services, LLC, you may receive messages including:

• Appointment confirmations and reminders
• Consultation follow-ups
• Customer support communications
• Policy updates or enrollment information
• Renewal reminders
• Educational information about insurance coverage
• Promotional or marketing messages (only when explicit consent has been provided)

Message frequency varies depending on your interaction with our services.

4.2 Consent to Receive Messages

By providing your mobile phone number and checking the opt-in box on our website forms, you provide express written consent to receive SMS messages from The Oglesbee Group Ins Services, LLC.

Consent to receive SMS messages is not a condition of purchase.

Message frequency may vary.
Message and data rates may apply.

4.3 Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying:

STOP – to unsubscribe
HELP – for assistance

After opting out, you may receive one final message confirming that you have been unsubscribed from the messaging program.

4.4 Customer Support Contact

For assistance regarding SMS communications, contact:

The Oglesbee Group Ins Services, LLC

Email: [email protected]
Phone: +1 601-427-5985

4.5 Carrier Liability Disclaimer

Mobile carriers are not responsible for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier and is not guaranteed by The Oglesbee Group Ins Services, LLC.

4.6 Mobile Information Sharing Policy

No mobile information (including phone numbers, SMS opt-in data, or consent records) will be shared with third parties or affiliates for marketing or promotional purposes.

Text messaging originator opt-in data and consent will not be transferred or shared with any external organization except service providers necessary to operate our messaging services, such as CRM platforms and SMS delivery providers. These providers are contractually obligated to protect your information.

5. Privacy Policy

Your use of our Website and services is also governed by our Privacy Policy.

For more information about how we collect, use, and protect your personal information, please review our Privacy Policy available on this Website.

6. User Responsibilities

By using our Website or services, you agree:

• To provide accurate and truthful information
• That the phone number you provide belongs to you
• Not to use our Website for unlawful purposes
• Not to attempt unauthorized access to our systems or services

7. Intellectual Property

All content on this Website, including text, graphics, logos, and design elements, is the property of The Oglesbee Group Ins Services, LLC and is protected under United States intellectual property laws.

Unauthorized reproduction, distribution, or modification of Website content is prohibited.

8. Limitation of Liability

To the fullest extent permitted by law, The Oglesbee Group Ins Services, LLC shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this Website or services.

9. Governing Law

These Terms are governed by the laws of the State of Mississippi, without regard to conflict of law principles.

Any legal disputes arising from these Terms shall be brought exclusively in the courts located in Mississippi.

10. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated “Last Updated” date.

Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

11. Contact Information

The Oglesbee Group Ins Services, LLC

7048 Old Canton Rd. Ste 1006, ridgeland MS 39157

Email: [email protected]

Phone: (601) 427-5985

Website: https://www.theoglesbeegroup.com/